Financial Analyst Senior

Jun 17, 2024
Jul 01, 2024
Staff, Senior
Work Mode
Full Time
Organization Type
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Job Summary

This role is responsible for providing concise financial reporting and commentary. The Senior Financial Analyst applies analytical rigor to financial data, prepares meaningful analysis, generates financial dashboards, and makes recommendations to improve profitability. The role requires presentation of information in a concise, relevant format to senior management to enable their decision making. This role has ability to produce high quality work within tight timeframes and is comfortable in a fast-paced, dynamic environment. This role understands various financial matrix and applicable KPIs such as budgeting, forecasting, operating expenses, variance analysis, P&L, balance sheet components, etc.

Job Description

Essential Job Functions:

Review and Evaluate - Analyze elements of financial performance based on information obtained via SQL, Essbase, MicroStrategy, etc., and publish reporting/findings as needed. Analyze key performance indicators and compare actual performance to expected performance. Complete ad-hoc assignments as needed, including interdepartmental collaboration, material creation and presenting findings. Understand basic drivers of key performance indicators and show demonstrated ability to apply this knowledge to various financial forecasts and models. Utilize knowledge of Microsoft Office tools such as Word, Excel, PowerPoint, and Teams to execute daily work. Analyze and report on actuals and variances with appropriate commentary.

Reporting - Support and maintain key reports used to analyze credit portfolios and revenue/expense trends. Participate in developing and providing key financial reporting for the team and internal partners. Demonstrate attention to detail and quality of information. Leverage data sources such as Essbase, SQL, and MicroStrategy to build and maintain reports.

Create and Design - Support process based on key performance indicator trends, participate in internal client discussions, and participate in the identification of objectives and success metrics. Maintain organization in order to multitask and prioritize projects while adhering to deadlines. Create client performance reports, review client P&L's, review monthly forecasting and budgeting, and review and analyze marketing campaigns. Review key performance indicators and drive recommendations to improve profitability, as needed. Work with some supervision to help identify and solve problems.

Team Support - Support team during crisis and act as back up for various deliverables.

Stakeholder Management - Work closely within the department and work cross-functionally to produce reports in a timely, high-quality, and insightful manner. Work cross-functionally and collaborate to gain knowledge and insights of volume related activities. Maintain communication with business partners to stay in front of activities with a forecast impact. Build effective relationships within the team and with all levels of the organization.

Transformation Mindset - Be open to accept, adopt, absorb, and bring in change in ways of working, structure and content.

Reports To: Manager or Above

Direct Reports: None

Working Conditions/Physical Requirements

  • Hybrid role, work in corporate office as required.

Minimum Qualifications

  • Bachelor's degree in finance, accounting, commerce, or related field of study.
  • 5+ years of experience in financial analysis and reporting, business finance and building financial models.

Preferred Qualifications

  • Master's degree in finance, accounting, commerce, or related field of study.
  • 8+ years of experience in financial analysis and reporting, business finance, and/or building financial models.
  • Chartered Accountant certification.
  • Experience with Essbase and/or Power BI/SQL/Alteryx.

Knowledge, Skills And Abilities

  • Relationship management
  • Financial analysis
  • Financial reporting
  • Attention to detail
  • Cross-functional collaboration

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial

At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread FinancialTM is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay™ buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread CashbackTM American Express® Credit Card and Bread SavingsTM products.

Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices.

  • All job offers are contingent upon successful completion of credit and background checks.
  • Bread Financial is an Equal Opportunity Employer.

Job Family

Finance,Accounting and Banking

Job Type

Skills: Essbase, Balance Sheet, Financial Analysis, Alteryx, Variance Analysis, Sql, Microsoft Office, Relationship Management, p&l, Financial Reporting, Powerpoint, Word, Excel

Experience: 5.00-8.00 Years