Regional Credit Manager - Construction Finance

4 days left

TopGear Consultants Private Limited
Mar 07, 2024
Apr 16, 2024
Work Mode
Work from office
Full Time
Organization Type
Academia, Consultancy
Dear All,

Urgently hiring for a leading NBFC.

Job role: Regional Credit Manager - Construction Finance
Job location: Mumbai

Job Description-

the candidate needs to have more exposure to credit construction finance with minimum 8-10 years of experience.

• Managing the team of ACM and look over the overall credit and risk functions for the areas/locations assigned.
• Responsible for processing and underwriting of Construction Finance deals as per credit policy.
• Maintaining defined TATs for approval.
• To facilitate business team, achieve monthly/annual business targets.
• To ensure adherence to credit policy and defined processes, TAT management, PD management, CAM quality and Fraud Risk Management.
• Inputs for designing and implementation of credit policy and programmes, new initiatives, periodical changes in credit policy and programmes based on the inputs provided by sales team and market feedback, providing inputs on product and policy being followed by competitors in the market.
• To maintain the Portfolio Quality & being responsible for collections, delinquency and NCL management.
• Visit Builder Sites/Client Sites and prepare and submit report on project completion /client's business activity/neighbour/customer feedback etc.
• Responsible for PDD monitoring and collateral management
• Coordination with Operations team for disbursal and PDD process.
• Monitoring and management of different vendors viz. Legal Agency, Valuation Agency, CPV Agency, FCU Agency, ROC Search Agency or Stock Audit Agency & other agencies as required.
• Vendor TAT management, Vendor Visits, Vendor payments management
• Hiring of credit resources as per manpower budgeting, attrition management and performance management.
• To ensure audit compliance and regulatory compliance for his location/area
• To take reference checks for prospective borrowers from market links and existing lenders
• Coordinating for training programs for credit/sales team, imparting induction training for their subordinates

Qualification & Experience:
• CA / MBA Finance
• 8-10 years
Interested candidates please share your updated cv on [HIDDEN TEXT]

Skills: Credit, Real Estate, construction finance , credit assessment, Credit Risk, Credit Monitoring

Experience: 8.00-13.00 Years

Education: Chartered Accountancy (C.A), Master OF Business Administration (M.B.A), Chartered Accountancy Inter (C.A Inter)